> For the complete documentation index, see [llms.txt](https://docs.paymento.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.paymento.io/fee-and-pricing.md).

# Fee & Pricing

{% hint style="info" %}
The PMO token has not been launched yet. For transaction fees, we currently accept Bitcoin (BTC), Ethereum (ETH), and Tether (USDT). 
{% endhint %}

Below is a detailed outline of our fees and pricing.

### Initial Free Usage 

* **Free Transaction Limit:** Upon joining, each merchant can process up to $3,000 USD worth of cryptocurrency transactions without any fees.
* **Fee Threshold:** Once you exceed this limit, a fee structure applies for further transactions. 

### Standard Transaction Fees

* **Fee Rate:** Paymento charges a standard transaction fee of 0.5% on each transaction processed through our platform.

### Top-Up Options

Merchants can top up their merchant accounts using the following cryptocurrencies:

* USDT (Tether)
* ETH (Ethereum) 
* BTC (Bitcoin)
* PMO (Paymento Token)

### Discount for Using PMO Token

* **Discount Rate:** Merchants who top up their accounts using Paymento's native PMO token will receive a 20% discount on transaction fees. 
* **Discounted Fee Rate:** With the PMO discount, the transaction fee is reduced to 0.4% per transaction. 

### Pricing Table 

<table><thead><tr><th width="252">Transaction Amount(USD)</th><th>Fee Without PMO</th><th>Fee With PMO</th><th>Top-up Method</th></tr></thead><tbody><tr><td>Up to 3,000</td><td>Free</td><td>Free</td><td>Not Applicable</td></tr><tr><td>Above 3,000</td><td>0.5%</td><td>0.4%</td><td>ETH, USDT, BTC, PMO</td></tr></tbody></table>

### Additional Information

**Top-up Process:** Merchants can top up their accounts at any time through their Paymento dashboard. Follow the simple steps provided in the dashboard to complete your top-up.&#x20;

**Transaction Fee Application:** Transaction fees are automatically deducted from the processed payments, ensuring seamless transactions without manual fee payments.&#x20;

Feel free to contact us if you need assistance regarding fees and pricing.